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Apply for Mercedes-Benz Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.

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Auto Financing Has Never Been Easier

When you choose Mercedes-Benz of Orlando for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a great price on new and pre-owned vehicles. So you'll save time and get a great value.

Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.

Lease vs Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

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Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.

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Mercedes-Benz Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. Mercedes-Benz of Orlando offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

Appearance & Maintenance

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Shopping Tools

Mercedes-Benz Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.

Estimate Your Payment

Mercedes-Benz Special Offers

Mercedes-Benz of Orlando offers a variety of lease specials and financing offers on popular Mercedes-Benz models. Getting behind the wheel of a Mercedes-Benz has never been easier.

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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*

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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**

Your Trusted Mercedes-Benz Finance Center in Maitland

View of a Mercedes-Benz SUV on the showroom floor at Mercedes-Benz of Orlando

Mercedes-Benz of Orlando makes it easy for you to finance your new car or Certified Pre-Owned vehicle purchase. We offer straightforward pricing and a variety of attractive purchase and lease options with easy credit that fits your monthly budget. Visit the finance center at our store in Maitland, Florida. We're happy to help with your finance questions and needs. Mercedes-Benz of Orlando serves Maitland, Winter Park, Altamonte Springs, and the North Orlando area.

Mercedes-Benz Specials and Lease Offers Near Me

At Mercedes-Benz of Orlando, you can buy or lease new or used Mercedes-Benz models. We'll happily accept most trade-ins and consider the value of your trade-in toward your down payment. Whether you are leasing or purchasing a Mercedes-Benz C-Class, E-Class, S-Class, or GLC or GLE SUV,  you can lower your monthly payment by increasing your down payment. 

We also offer low or no-money-down specials if the lowest down payment possible is most important for your personal needs. Mercedes-Benz financing is available to almost everyone, regardless of credit history or credit scores. Mercedes-Benz of Orlando promises straightforward pricing so that you know exactly what to expect.

How to Finance a Mercedes-Benz Vehicle

  • How do I qualify for financing? We are able to offer just about every customer no-hassle financing, regardless of credit, thanks to our worry-free financing. The better your credit history, the better interest rates you will be eligible for on your car loan. 
  • How do I know how much I qualify for? Start your financing application online or use the Mercedes-Benz payment calculator to see your car payment.
  • What credit score does Mercedes-Benz require? No matter what your credit score is, our worry-free financing offers solutions that allow you to purchase a new or Certified Pre-Owned Mercedes-Benz vehicle.
  • Who does Mercedes-Benz finance through? Mercedes-Benz Financial Services (MBFS) allows us to offer you competitive interest rates and straightforward pricing.
  • Can I start the loan application process online? Absolutely! Our online finance application will help you speed up the process once you arrive at our store in Maitland. If you run into questions, contact a member of our team, and we'll be happy to help.

We'll Buy Your Car

Come to Mercedes-Benz of Orlando to get a free certified offer so you can turn your car, truck, or SUV into cash today. Your offer is guaranteed for seven days or 500 miles at any AutoNation location across the country. Contact a member of our dealership team or visit our store in Maitland for more details. If you are trading in a vehicle, our team will make it easy to sell your car or close out your current lease.

Visit Mercedes-Benz of Orlando in Maitland, FL

Finance your used car or new Mercedes-Benz at Mercedes-Benz of Orlando in Maitland, Florida. Our location opens Monday through Friday from 8:30 a.m. to 8 p.m., Saturday from 9 a.m. to 6 p.m., and Sunday from 11 a.m. to 4 p.m. Our team is ready to help you find the right auto loan for your new vehicle - whether it's a lease, the purchase of a new vehicle, a no-down-payment special, or some other form of financing. Contact us or visit today to discover the difference in financing with Mercedes-Benz of Orlando.

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Your privacy is important to us.

Mercedes-Benz of Orlando takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.